Monday, April 18, 2011

Travelling at Easter? Get covered

By Falkner Amano


This Easter, travellers are advised not to cut back on their travel insurance. Leading insurance comparison website Moneysupermarket.com are urging holiday makers not to cut back to save money now as it could cost them in the long run.

Insurance experts at the comparison site published a statement encouraging anyone going on holiday this Easter not to overlook travel insurance, breakdown cover, bicycle cover or camping insurance in an attempt to bring down the overall cost of a holiday.

Travelling costs are going up around the UK and everyone is trying to save money where they can. A lot of people are trying to cut costs by ignoring travel insurance, but they don't realise what it can offer asides from financial peace of mind. If you get into trouble whilst on holiday, travel insurance could cover a lot of different things that you might have to pay big bucks for.

Bob Atkinson from Moneysupermarket has this to say: "With family finances still being squeezed, it is vital Brits holidaying in the UK or abroad don't think going without travel insurance is a good cost cutting measure. Having travel insurance in place gives peace of mind that you're covered should any mishaps arise, so safeguard yourself and your family."

Travel insurance is highly recommended as the most important cover a traveller can take out. With travel insurance they are compensated for any form of delays or cancellation. This is also the case for loss of luggage or personal liability.

The insurance experts at Moneysupermarket look through the travel insurance market to find the cheapest available cover. On average, a family of four travelling around Europe for a week can get cover from as little as 9.

Travel insurance is particularly useful when travelling to parts of the world where healthcare might not be as readily available as it is in the UK. For example, NHS cover does not apply on the Channel Islands of Guernsey and Jersey, so holidaymakers there will need travel insurance to cover the cost of any emergency treatment they might happen to require.

With the weather warming up, Easter is a great time to go camping, and thousands of Brits will be heading off to campsites around the UK and Europe during the school holidays and bank holiday weekends during April.

While camping makes for a relatively cheap holiday option, Moneysupermarket.com urges anyone spending their holidays in a tent to take out insurance for their possessions and camping equipment. Companies like E&L Insurance offer camping cover of up to 10,000 for as little as 16 per year.

Bob Atkinson said: "Protecting expensive camping equipment should also be a priority. Tents can be left unguarded for hours at a time, so it's unwise to leave valuables lying around. Check with your provider about the terms and conditions of your home insurance policy to see if it covers you for possessions away from home, it may be something that you have to add to a standard policy so double check this with your insurer."

As well as camping, another popular holiday at Easter time is a cycling holiday. To be protected against the theft, loss or damage of your mode of transport, it could cost as little as 56 a year.

Mr. Atkinson had this to say "Insuring your bike is crucial and not something cycle enthusiasts should go without. Adding a bike onto your home contents insurance can be a cost effective option, but if you are unsure of the procedure, or have any queries on the level of cover offered, it's always worth double checking with your provider."




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