Another Funding Alternative for Hotel Real Estate Development

By Rafael Silva

Real estate developers are very knowledgeable about the usual 15-year and 30-year mortgage. Long-term real estate funding, as well as line of credit and mortgage financing, worked in the past and continues to work. But really, these types of financing have been used for renovation or reconstruction, not really for real estate development projects like hotel real estate development.

You might be in a state of shock if you were told that there's a substantial gap between a development project and a renovation project. Similarly, you might be surprised that long-term mortgage financing may not necessarily work as well as real estate development financing. Each has its own function and purpose. As player in the industry, you might think you know enough of the ins and outs of the trade. But you are about to find out something you've probably never heard about before.

Long-term mortgage financing is designed for acquiring and owning property in the long-term. Any property acquisition can be funded with it -- land, condominium, house, resort and the like. The acquired property is usually owned for years, but may also be rented or sold out. Meanwhile, real estate development financing is designed for acquiring land and constructing buildings. Again, new structures are to be built, not just renovated or remodeled.

After completion of the project, say a hotel real estate development, the entire project is sold and the loan is paid. However, you may retain part-ownership of the project by getting a long-term mortgage loan for that particular purpose, but not until the project is entirely sold and the development loan fully paid.

Of course, as a business-minded individual, your goal is to realize a profit. With the use of careful planning, you should be able to realize a profit applied as equity in the investment and to keep your mortgage loan at minimum. Realizing profit in equity form not in cash form is one way of keeping taxes at bay, although not in all cases. Applicable taxation laws are worth checking.

It's imperative that you already gained a good grasp of what is renovation and what is development. In particular, you must know that long-term mortgage funding isn't the way to go if you plan to embark on real estate development. We hope you're no longer in a state of shock or surprise. These things should be easy to digest for you.

Know that when you apply for development financing or development loan, you are not trying to get money simply to buy a piece of land or remodel an apartment building. The truth is that you are trying to get funding for both land acquisition and building construction. With that, you need approval for several documents such as development plans, costing, and feasibility report.

Many real estate developers make the mistake of finding and purchasing land first, and applying for mortgage financing later for the building construction. Sadly, they are likely to end up compelled to cancel the mortgage and acquire the right funds for a hotel real estate development or whatever development project they are planning to do. In the process, they waste precious time and money.

About the Author:

Get supplementary info about Wade Entezar. See what Wade Entezar is doing today.

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Lund Boats - The Best Sport Fishing Boats

By Jacob Akshire

Sport fishing is also known as recreational fishing. It is a very famed sport among men, but women also enjoy participating in the activity. It is played using a fishing rod, reel, line, hooks, and bait. Playing the sport means following certain rules that are set by the International Game Fish Association or IGFA. It is played by anglers and fishing enthusiasts who use sport fishing boats as their automotives.

Boats come in all sizes and models, but sport fishing has guidelines that need to be followed. One of these is the use of a good and proper water vehicle that will be used throughout the sporting activity. There are also several features of a boat that benefit the activity, and choosing the best sport fishing boat can really make a difference in the activity.

There are several boat manufacturing companies in the world, but Lund is one of the most popular brands that is admired by many fishing enthusiasts and anglers, especially in North America where sport fishing is extremely popular. The brand features a competition-wise set of boats that have excellent quality, durability, and aesthetics.

A valuable boat in sport fishing does not only fit the guidelines. It also should have the features that provide comfort and advantage to the angler. An example of this is the Lund 186 Fisherman GL, which has seven seat bases where an angler can transfer his swivel seat to find his best angling spot. It has a rod storage locker where the user can keep up to 11 rods which he can use for a variety of fishing activities.

You can also choose between the 1800 and the 2000 Sport Angler boat from Lund. It features a trademark accessory in Lund boats, the SportTrak, which is composed of a rod holder and brackets that make it easy to set rods for frequent use. It also has rod holders where you can keep more fishing rods. The 1800 model has a length of 18' 6'' and the 200 model has a length of 20' 6''.

For spacious storage, the 1975 and 2075 Pro-V can provide for you. It has two live wells and two bait wells where you can keep as much catch as you desire and have as many bait to use. The four swivel seats and six seat bases provide room for good company and flexible angling areas. It also has a rod storage locker with 15 rod compartments for a lot of different fishing techniques.

For maximum comfort, spaciousness, and a lot of company, the 2150 Baron from Lund is the perfect boat for you. It has a length of 21' 10'' and a beam of 100''. Four swivel seats, two flip-up seats, and six seat bases make a lot of room for plenty of company. Two livewells and a baitwell permit a long day of fishing and the fishing rod storage can hold up to ten rods.

Lund sport fishing boats definitely have all the features you need for a long, good fishing experience on the open water. And because these boats have the credibility and quality of Lund, it's sure that every one of them can perfectly optimize your fishing and sporting activities.

About the Author:

I have even more reviews and information about Lund Fishing Boats and Small Fishing Boats at my website. I will also let you in on a little secret: Where to get them cheaper than anyplace else on the web;) Many thanks for reading, and good luck!

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How to Copy Wii Games and Protect Your Entertainment Investment

By Don Serrels

I've had several people ask me recently why it's so important to learn how to copy Wii games. I always tell them that it's because game are both pricey and easily damaged. These two factors make it critical to create backups.

I grew up lower middle class. And according to Nintendo, that is exactly the demographic that is the most prone to be heavy Wii gamers. Now, as someone who is familiar with this demographic, I can tell you that they aren't made of money. So they can't afford to be wasting money. And a huge waste of money is in replacing games that you've already purchased. When a Wii game gets lost or damaged, you're stuck buying a replacement, and that sucks.

A second, but related, point, is that Wii games extremely fragile. I mean, as a gamer, I'm sure that you've had the experience where you're heavily into a gaming session with your friends, and you take out one disc and just set it aside so that you can get the next one in quickly. You intend to take care of it later, but it just never happens. And the next thing you know, it gets knocked on the floor and gets scratches all over it, and won't play any longer. This is a massive suck! Nintendo Corp. should put a better game format, but they don't. Remember when we had cartridge based games in the 1980s? You drop them, throw them, hit them - it didn't matter!

But with a Wii disc? One time in an instance like that and it would be garbage - nothing more than a coaster. I think that the game companies colluded to decide to make games less sturdy and reliable. I mean, it does benefit them, because then people have to buy replacement copies, you know? For this reason, you should definitely make copies of your games the minute that you bring them home.

A final critical reason to make copies of Wii discs is to protect them against loss. This author has allowed my friends to borrow games countless times, and ended up having the friend not bring it back. I've also experienced the situation where discs simply wind up MIA in my apartment, and I never find them. Now that I've started creating copies of discs, and putting the master copy up for safe keeping, It doesn't bother me if my peers fail to return games. In fact, I simply burn a fresh disc to let them borrow!

But, you may wonder how disc burning software does what it does.? That's the second section of this article! As you probably know, you cannot simply burn a game copy the same way that you would backup an MP3 disc. If you've ever done this, you'll realize that you'll receive a "disc error" if you attempt to do it this way. This is a result of company's encryption . There are no legal restrictions to your copying Wii discs for the use of the owner of the master, as a result of the Fair Use Act of 2010. On the other hand, that doesn't force the game companies to make it easy.

So the basic overview of the process is this: You download the software (it costs around 20 bucks) and install it onto your computer. It will then walk you through the steps of creating a backup copy using blank disc and your computer's optical drive.

From beginning to end, it'll take you about 15 minutes. Maybe a little longer the first time as you learn the process. That's really a very small time investment, though, to protect your entertainment investment.

Get it? It's really pretty easy, and the money that you save versus replacing new games all the time is SO worth it.

That's it for now - Take care!

About the Author:

If you want to make the best choice about game copy software, check out the author's badass report on how to copy Wii games. He guarantees that you'll learn more new info about how to copy Wii games than you can shake a bananaat.. Free reprint available from: How to Copy Wii Games and Protect Your Entertainment Investment.

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A Look into Fishing Reels

By Elias Maseko

Being in the outdoors and nature is wonderful and a person can do it while at a beach in a deluxe resort or by leaving town. Fishing is another good activity a person can choose to spend more quality time with either family or friends. Challenges will always exist wherever you fish, in a river or on the sea. An important thing to remember is to have a lot of patience with your fish and make sure you do your best to catch them when they appear.

To be able to fish is having a fishing license since having such a license is a legal requirement but it should be noted that the fishing regulations change from one state to the next. Once that has been acquired, it's about time to get the right gear to start catching fish.

Several hundred years ago, the fishing reel was invented dating back probably as far as the 17th century although some historians have found evidence that the Chinese were actually using the reel in the 12th century Until the early 1800's the purpose of the reel was storage for the excess line but this was later improved and various models were made using materials such as brass and nickel, and are still in use today.

There are a couple of matters somebody should consider ahead of obtaining the correct reel:

First and foremost, there are many types of reel and the model for fishing in a stream is different from the ones who think to fish as a sport in the open sea. However, it is usually advisable beginners simply get the basic gear and enjoy fishing before they move on to the more advanced equipment.

With the many models available and after figuring out the type of gear you want it now depends on how much you will have to pay and if you are prepared to spend a huge sum on a good quality reel. Fishing requires much practice prior to being great at it so it might be worth buying your first reel on ebay. Though you can always ask for a cheap reel at your local fishing store until you have become competent and interested enough to buy yourself a high quality reel. You could also buy a used reel before buying a brand new one.

Being a professional at angling won't take place in a single day as it needs practice and patience just waiting for that fish and in the end play it out when it appears. One should invariably not overlook that fishing is just about getting fun.

About the Author:

online fishing games supplies more information, check out: ice fishing houses.

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Caravan Vacations Advice For Travelers

By Byron Jonas

Caravan vacations are the best way to enjoy a holiday sans the price tag. The UK, for example, has caravan parks in every county. There are thousands all put together, and this actually makes it a little bit difficult to choose the right one. A few details about what usually comes with a caravan and holiday park may turn out to be useful.

First of all, let's do away with the misconception that caravan parks are something comparable to what they call trailer trash in the US. The caravans under consideration here are modern affairs, complete with all kinds of facilities and gizmos. This includes a kitchen, shower room, television and home theatre.

The parks are also quite like a resort, with common use amenities that any upscale resort would be proud to have. Common use facilities in the park usually include at the very least a restaurant and a swimming pool. There should be plenty of playgrounds for children in the surroundings, along with other establishments for travelers like bars and cafes.

Park and caravan facilities aside, another important thing to consider is the destination. There are literally thousands of holiday parks in every corner of the UK, from the raw beauty of the Scottish Highlands to tourist hotspots like Nottinghamshire. Not to mention coastal beach holiday destinations like Dover and Cornwall.

Yet another important criterion is the cost - cost of the caravan rental, cost of using other facilities in and around the park, and the cost of travel. For a short weekend trip, it's best to stick close to home and find a park nearby. For longer trips, price is definitely going to a major factor. To make it easier, most parks have large caravans which can easily sleep 6-8 people, so the cost can be shared by an extended family or a group.

It's very cheap compared to a hotel room, though. Make sure the park doesn't charge for a lot of extras, because most of it should come free by paying for the caravan. Most are also pet-friendly, but again it is best to verify the pet policies of the park before hand.

Those who don't own their own caravan or haven't tried staying in a caravan park before should do so at least once, in order to get the experience. It is like an acquired taste, and travelers will get used to the cheap rates, freedom and comfort of caravan vacations. After that, it is hard to go back to a small hotel room and pay so much for it.

About the Author:

Super travel tips and advice for caravan vacations including where and how to find the best towbars now in our complete tow bars review.

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What is Marine GPS Navigation?

By John Sinitsky

Navigating with the aid of a marine GPS (global positioning system) may be a bit more complicated than using GPS on land, simply because of the extra hazards lurking on and under the the water's surface. Actually, it may be tempting to dismiss the use of Marine GPS Navigation because you are in a small craft that stays close to shore. This may be dangerous thinking due to the fact that many of the hazards boaters encounter are very near the shoreline.

Nevertheless, there other factors to think about when you decide to use this type of system. Don't rely exclusively on marine GPS navigation. If you are contemplating spending time on the sea it is imperative that you know how to use a compass and charts in combination with location equipment.

With this in mind, you are able to start learning about Marine GPS and how it works. The words "global positioning system" provide a good indication of what this equipment is able to do. The system is designed to tell the boater, captain or pilot precisely where the craft is located on the planet Earth. That's the simple explanation. The marine GPS unit on land or sea utilizes signals from satellites orbiting above to determine position. Based on signals from these satellites, GPS equipment provides map view and printed data for the people on board.

Here's what the National Air and Space Museum says about the inner workings of GPS: "Each GPS satellite transmits data that indicates its location and the current time. All GPS satellites synchronize operations so that these repeating signals are transmitted at the same instant. The signals, moving at the speed of light, arrive at a GPS receiver at slightly different times because some satellites are farther away than others. The distance to the GPS satellites can be determined by estimating the amount of time it takes for their signals to reach the receiver."

Marine GPS equipment has the ability to provide information in addition to this crucial data. Several units can give information on tides and sea conditions, while others even locate prime fishing areas! Prices vary widely in the marine GPS category, with handheld units commencing in the $100 range. Larger, more sophisticated equipment might cost $1,000 or more. If you are the owner of a small craft or yacht and are considering using a handheld marine GPS unit, make sure it has a powerful battery system. Always provide backup batteries. Spend a bit more to make sure that the screen is of sufficient quality to allow you to read it in all light conditions.

Marine GPS equipment can also possess the capacity to plot charts and display location overlaid on nautical charts. This type of equipment is going to be a bit more expensive than the handheld equipment. Costs can be in excess of $400.

Marine GPS equipment is one important piece of the puzzle for those who want to enjoy their time on the ocean whilst maintaining a safe atmosphere on board.

About the Author:

If you want to know more about Marine GPS Communications then do not hesitate to visit efishbox.com on how to pick the best Marine GPS Navigation for your requirements. This specific article is administered under serial No. EFISBX:AR04.

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A Video Travel Gadget to Go with and One to Keep at Home

By Phil Guye

While you're reading about which travel gadgets to buy, you usually get a typical menu of the tiny things that help make your holiday much more pleasurable - the tiny hand-wound spring-powered radio, an all-in-one pocket instrument, a hardcore small indestructible digicam, a first aid kit. Let's consider the travel device in a different perspective. What about something which will help you quiet that voice at the back of your mind that worries about how exactly things are going back in your house when you're away going swimming in the crystal waters off of the coast of South Africa?

There is a gaggle of new Internet-enabled products available on the market which become your eye-in-the-sky. Let's consider these, and a few other great new ideas for entertainment on the road too. Firstly, is the personal video system from Vue? The machine is sold with two power-efficient wireless camcorders in a box. You can place them where ever you would like - in your little one's space to be sure your sister will remember to feed him punctually, facing out the window to make sure there is no funny business happening at the front door, and so forth. The video these cameras record is sent directly to the web, where one can go view what goes on in your house, from half a world away. You may also check out the video on your cell phone anyplace. It does not document any sound though; plus it doesn't have a motion sensor; it is not a security system. What it really does is, it permits you to look at your home the entire time you are away. It's going for $300; which is a good deal in a travel tool.

Sling box could be a great way to share your expensive satellite TV connection with anyone. It can also be a wonderful way to see your personal cable or satellite television in your own home, from anywhere in the world. Let's say that there's a good hometown game that is on the agenda in your city, and you have to stay in Tokyo during the time or something. Everything you need to do is, to put together your Sling Box to beam that game via the internet to enable you to enjoy it from anywhere you happen to be. Your laptop or your cell phone turns into a tv receiver for the photo your Sling Box puts out. Who says that each travel gadget has to take a trip with you?

But enough of that stuff; here are several fantastic devices that brighten your daily life on the road. Let's say that you're waiting in the airport terminal, and you would like to watch a show in your laptop computer. The only problem is that the persons sitting on both sides of you, as well as the 10-year-old behind, all come with an unsafe fascination with what's happening in your computer screen. What's a tourist to do? Think about the ViewGuard privacy screen travel device. It will not amount to $50, and it alters the viewing facets of your screen in order that only you could watch what's happening. No one looking at either side of you, and no one behind you has any concept what you have on. However , if you need to get genuinely private with your video, look at the I-Glasses for around $300. It's an unusual looking group of glasses with small monitors in the eyepieces. It kind of works like Viewmaster, except that it gives you abundant, sharp video quality on what looks like it's an 80 inch plasma television. Set that along with the way it attaches to an ipod, and the stereo audio you get, and you have an actual unique encounter.

Needless to say, each and every travel device similar to this needs a little juice. Make sure you purchase the $50 iGo Charge battery charger. It works everywhere, on any type of voltage or plug, and has an interior battery system to hold power for when you're away from civilization. They come in different types of adapters for each device on the planet; it could just save your skin one day.

About the Author:

Are you a foreigner who would like to hire a travel agency LA city area? Lots of LA travel agents are more than willing to help you enjoy your holiday far away from home.

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Green Shawls And Gift Ideas

By Gemma Lee

Since the number of people being environmentally friendly is increasing, you could have someone close to you who's one. These folks may also prefer receiving gifts which are eco-friendly. While there are great choices to pick from to get, here are five great gifts which can be sure to make your buddy or family happy.

Bonsai. A fantastic gift for those holidays is a bonsai. It's the ultimate symbol for becoming environmentally friendly. It's a beautiful addition to any home. Wouldn't it be lovely to find such a small but lovely tree in the home? This really is one gift you might want to consider for a friend. You don't have to worry of the way to provide either since the package should include a container that prevents leaks.

Wood earrings. Although majority of the women love silver and gold in their ears, you will be surprised to learn that wood may also do just fine. A couple of wood earrings make a great accent to any attire. Not only are they gorgeous but it is produced from materials which can be eco-friendly. They are easy to match with any outfit whether formal or casual.

Eco mascara. It's a known fact that women simply adore mascara. A friend of mine declared a lady wearing mascara often feel beautiful than without. It is good to know that you could flash those long lashes fairly complementing the eyes. There are numerous brands you'll find in shops. An eco mascara is fantastic particularly for ladies who wear lenses or have sensitive eyes. For ladies attempting to look fabulous even with sensitivity to makeup, an eco-friendly mascara is the best gift.

Eco-friendly bags. An eco bag is just like a handbag, only friendlier to the environment. It is usually manufactured from recycled materials though outstanding durability. Ones you can see in the marketplace nowadays have more than one pocket. And some women absolutely love bags that have like two or three more pockets to set stuff in. It's always best to use on outings and mall strolls but she can also use it for office work.

Green shawls. Here is the last although not minimal in our set of green gifts for that woman vital to you. This really is another excellent gift for ladies that have sensitive skin. Green shawls are part of the huge group of cashmere and pashmina shawls that provide comfort and style to each woman. These shawls are gentle and soft. It also doesn't chafe your skin as it pertains in contact unlike other accessories which is often troublesome. When the wind blows hard and it becomes too chilly, when she'll wear the shawl, not simply will that keep her warm even so it is likely to make her appreciate your gift at the same time.

Being environmentally friendly does not necessarily imply that you must quit the very best styles for less fashionable ones. Most of these five gift ideas show that going eco-friendly still has its perks.

About the Author:

Looking to find the best deal on green shawls, then visit www.verypashmina.com to find the best advice on green shawl for you.

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Explore the Scenic Route On Your Napa Wine Tasting Tour

By Akos Fintor

Take your Napa Wine Tasting Tour to the next level by going through the lush valley giving you the opportunity to soak in the breathtaking scenery. If you are not a wine expert you may not know that there is more to making wine than grapes. A crucial ingredient in the process is water which comes from beneath the surface coming to contact with numerous plants before reaching the roots of the grape wine.

Have you ever noticed the hint of lavender in your favorite wine? Would you be surprised to visit the winery where it is created and discover a field of lavender growing near by? What about the subtle taste of California golden currents in your wine? You may just discover current ripen in rows beside the grapes.

Allow your senses to explore the beauty of the area. The long back roads with their twists and turns will show you the vast blanket of evergreen trees that fill the valley and surrounding hills. You'll see redwoods, cedars, pine, and other evergreen trees in the area. Natural hot springs warm the soil to protect the vines during winter months. Natural Geysers that erupt from the earth in a show are found nearby. You can feel the rush of ecological energy in the area.

The tourist paradise gives home to historical and also natural sights as well such as the Petrified Forest in Calistoga. Architectural pieces such as Victorian and Queen Ann style homes, most of them turn into beautiful hotels by now. One of the main attraction include a completely restored Pullman Dining, Lounge or the '52 Vista Dome rail cars that go on a six miles track within the valley.

When you take a Napa Wine Tasting Tour you have the advantage of being able to enjoy world-class wine while also taking in the blue, blue sky over the lush green valley and surrounding hills. With enjoyable temperate weather there's never a bad time to take a tour.

About the Author:

Looking for affordable yet exquisite Napa Wine Tasting Tour ? Get the inside scoop now in our guide to the best limo to a Napa Wine Tour .

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Maximize your time when booking your trips.

By Diana Ellis

When I went online to book a trip recently, I had no intention on spending so much time trying to find the best deal for my family. I reeled from the sticker shock. I started searching all the popular websites and the dials on my watch started to spin out of control.

I literally spent hours on the computer sifting through all the travel webs will normally use. I had to take a break at one point. I was checking my email and a friend of mine had passed on a link to a travel web site. As it turns out, it was the answer I was looking for. Simply, this site encompasses everything to do with travel and the pricing was awesome.

Normally I do not have the patience to navigate the labyrinth of sites online. I am certainly glad I found this one. Here are some rules I like to live by when traveling. Target one airline. Sticking with one airline will build your rewards (points) faster so you can get discounted or free flights etc. Also, if your travel and vacation dates are flexible, you will get better deals. In addition, get a credit card that is associated with an airline. Recent data has shown that 30% - 60% of all frequent flyer miles come from using those cards.

Before I forget, you should do this too. Become a preferred customer by joining the preferred customer program. I am a believer that when someone is including free stuff with a purchase... take it, you never know... it may be of good value. This is!

For example, book an airline ticket and get $200K worth of free flight insurance. With that same ticket purchase, you get 30 minutes of free concierge service. After chatting with the "Live Chat" I gathered that you have access to talking to someone 24/7 for 30 minutes and can ask them anything within reason.

So... in closing, I hope I have been a little help for you. This is a lot of typing for what I wanted to get across to everyone. I just wished that I could find more helpful sites with all the cool perks like this on the web. Enjoy your day. Make sure you share this with your friends. You will make there day!

About the Author:

Need an all-inclusive and don't have the foggiest clue where to go? Try this. my trip Need to take a cruise and don't have the foggiest clue where to go? Try this. Distressed trying to book your disney vacation? Save time and money here.

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